Comments on: The 5 Most Common Credit Mistakes http://blissfullydomestic.com/family-bliss/money-family-bliss/the-5-most-comm/1821/ Fri, 25 May 2012 12:01:23 +0000 hourly 1 http://wordpress.org/?v=3.3 By: Kelly @ Love Well http://blissfullydomestic.com/family-bliss/money-family-bliss/the-5-most-comm/1821/#comment-7795 Kelly @ Love Well Mon, 23 Jun 2008 22:01:23 +0000 http://blissfullydomestic.com/uncategorized/the-5-most-common-credit-mistakes/#comment-7795 Great tips! And none are that painful. Great tips! And none are that painful.

]]> By: Andrea Smith http://blissfullydomestic.com/family-bliss/money-family-bliss/the-5-most-comm/1821/#comment-7794 Andrea Smith Sat, 21 Jun 2008 12:52:47 +0000 http://blissfullydomestic.com/uncategorized/the-5-most-common-credit-mistakes/#comment-7794 Credit card debt is on its all time high with today's economy. Hopefully people can obtain the help they need to get out of debt. Thanks for the article! Credit card debt is on its all time high with today’s economy. Hopefully people can obtain the help they need to get out of debt. Thanks for the article!

]]> By: Flea http://blissfullydomestic.com/family-bliss/money-family-bliss/the-5-most-comm/1821/#comment-7793 Flea Sat, 21 Jun 2008 06:02:24 +0000 http://blissfullydomestic.com/uncategorized/the-5-most-common-credit-mistakes/#comment-7793 Oh amen! Oh amen!

]]> By: chilihead http://blissfullydomestic.com/family-bliss/money-family-bliss/the-5-most-comm/1821/#comment-7792 chilihead Sat, 21 Jun 2008 02:19:39 +0000 http://blissfullydomestic.com/uncategorized/the-5-most-common-credit-mistakes/#comment-7792 Excellent advice, my friend. The more people who take credit and credit cards seriously, the better. Excellent advice, my friend. The more people who take credit and credit cards seriously, the better.

]]> By: emily http://blissfullydomestic.com/family-bliss/money-family-bliss/the-5-most-comm/1821/#comment-7791 emily Fri, 20 Jun 2008 23:52:20 +0000 http://blissfullydomestic.com/uncategorized/the-5-most-common-credit-mistakes/#comment-7791 these are awesome suggestions, karen - and really simply put. great article. :) these are awesome suggestions, karen – and really simply put. great article. :)

]]> By: Mel http://blissfullydomestic.com/family-bliss/money-family-bliss/the-5-most-comm/1821/#comment-7790 Mel Fri, 20 Jun 2008 22:46:21 +0000 http://blissfullydomestic.com/uncategorized/the-5-most-common-credit-mistakes/#comment-7790 I really need to get better at the money thing. We have much credit card debt which stinks but most of it is from my college expenses which I do think was worth it. I am definitley the spender in the family so these tips were helpful. I really need to get better at the money thing. We have much credit card debt which stinks but most of it is from my college expenses which I do think was worth it. I am definitley the spender in the family so these tips were helpful.

]]> By: Megan (FriedOkra) http://blissfullydomestic.com/family-bliss/money-family-bliss/the-5-most-comm/1821/#comment-7789 Megan (FriedOkra) Fri, 20 Jun 2008 22:28:09 +0000 http://blissfullydomestic.com/uncategorized/the-5-most-common-credit-mistakes/#comment-7789 Great thoughts, Karen. I grew up with parents who believed in spending only what they had, and never more. That simple. And a lesson that has stuck with me my whole life and will be passed down to my kiddos. Would I say I never wanted for anything? No way. I wanted for a lot! I thought they were SO MEAN AND STINGY! Hee hee. But my parents slept well at night and raised two money-wise children, and my Dad retired before he was 60. They don't seem mean anymore... they just seem smart. Thanks Mom and Dad. Didn't have the Barbie Corvette, DO have disciplined spending habits and peace of mind. Priceless. Great thoughts, Karen. I grew up with parents who believed in spending only what they had, and never more. That simple. And a lesson that has stuck with me my whole life and will be passed down to my kiddos. Would I say I never wanted for anything? No way. I wanted for a lot! I thought they were SO MEAN AND STINGY! Hee hee. But my parents slept well at night and raised two money-wise children, and my Dad retired before he was 60. They don’t seem mean anymore… they just seem smart. Thanks Mom and Dad. Didn’t have the Barbie Corvette, DO have disciplined spending habits and peace of mind. Priceless.

]]> By: GiantsPrincess http://blissfullydomestic.com/family-bliss/money-family-bliss/the-5-most-comm/1821/#comment-7788 GiantsPrincess Fri, 20 Jun 2008 16:46:59 +0000 http://blissfullydomestic.com/uncategorized/the-5-most-common-credit-mistakes/#comment-7788 When I would get a letter stating my credit limit had been raised, I would call the credit card company immediately to have it "put back". It was amazing how many of the customer service reps claimed to not know how to do that. We are down to 2 credit cards. One that has a zero balance and is in a drawer. The other has a balance but we have it as a 0% for 12 months and will move it to another 0% to pay it off. I got a copy of each of our (my hubby's and mine) credit reports and was shocked at the number of credit cards we had open - some I hadn't used in YEARS. I went through and closed a bunch of them. We had over $100,000 in OPEN CREDIT just sitting out there. When I would get a letter stating my credit limit had been raised, I would call the credit card company immediately to have it “put back”. It was amazing how many of the customer service reps claimed to not know how to do that.

We are down to 2 credit cards. One that has a zero balance and is in a drawer. The other has a balance but we have it as a 0% for 12 months and will move it to another 0% to pay it off.

I got a copy of each of our (my hubby’s and mine) credit reports and was shocked at the number of credit cards we had open – some I hadn’t used in YEARS. I went through and closed a bunch of them. We had over $100,000 in OPEN CREDIT just sitting out there.

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