It can be pretty intimidating to start managing your money if you’ve always been a “have-money-will-spend-it” type. Few of us previously gave money management much thought until we got a wake-up call. If that sounds like you, don’t fret. Here are four ways to look at your financial life and start building a plan of action for a better tomorrow.

1. How Much Debt Do You Have?

2. How Much Have You Got in Savings?

3. How Are You Preparing for Changing Times?

4. Are You Ready to Grow Old?

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Photo by _fLeMmA__

Originally posted by Katie McCaskey at Divine Caroline